Get the flexibility to pay over time

Enjoy an easy-to-use, revolving line of credit and spread your purchases over time with convenient, stress-free low APR financing offers. Know exactly how much you pay each month and in total. You’ll receive monthly statements to remind you when payments are due.
There are a few ways to pay over time for which you may be approved:


  • Planned Payments: Starting from 6 month payment terms available at a reduced promotional APR rate.
  • Flexible Month-to-Month: No fixed term commitment. You can pay your balance in full or make the minimum monthly payment (interest charges may apply) – it’s your choice.

How paying over time works

Add the bike you want to your cart

Choose Klarna at checkout to apply

Enter your personal information and you will know instantly if you are approved by Klarna

Complete your purchase

After your purchase

The merchant will ship your order. You will receive a confirmation email from Klarna. Klarna will stay in touch and remind you of upcoming payments. Payments are managed at

Safety & Security

  • Zero Fraud Liability with Klarna’s Buyer Protection policy (link:
  • Klarna technology uses modern safeguards and security to protect your information and prevent unauthorized purchases.
  • Managed by Klarna. A well established, global payment solutions company making online shopping safer and simpler for over 45 million users in 18 countries at over 65,000 online stores.
  • The lender is WebBank. An FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah.


Cant find an answer? Email us at

Klarna is a global payment solutions company that provides Espin customers with a simpler and seamless buying experience. Learn More at (link)

Pay Over Time is an affordable and highly flexible financing option which is offered at our checkout. This open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. Review detailed Klarna Credit FAQ (link)

Klarna’s advanced system reviews each order to determine which payment options are available to you. If you are presented a financing offer, simply select the option you wish to use and you’ll apply on the next page. You will know instantly if you are approved. It’s really quick!

You can reach Klarna at